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	<title>girlnextdoor</title>
	<link>http://girlnextdoorfinance.wordpress.com</link>
	<description>financial discussions with the girl next door</description>
	<lastBuildDate>Fri, 06 Nov 2009 15:48:20 +0000</lastBuildDate>
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	<item>
		<title>My Car Broke Down (Again)!</title>
		<description><![CDATA[I decided to move to the new apartment, and wow, am I glad I did! 
On NetworthIQ, one of the comments I received asked what would happen if I need a car repair or other unexpected expense if I move into the more expensive apartment close to campus. Would I have trouble coming up with [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=girlnextdoorfinance.wordpress.com&blog=5499662&post=185&subd=girlnextdoorfinance&ref=&feed=1" />]]></description>
		<link>http://girlnextdoorfinance.wordpress.com/2009/11/06/my-car-broke-down-again/</link>
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		<title>Quality of Life vs. Saving Money</title>
		<description><![CDATA[About a week ago I posted the following question on Networth IQ to solicit some feedback, and I&#8217;d like your opinions, too. Let me know what you think!
I&#8217;ve been saving money pretty steadily for the past 2 years, but I have decided to go back to school (working on an MA in Economics, thinking about [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=girlnextdoorfinance.wordpress.com&blog=5499662&post=183&subd=girlnextdoorfinance&ref=&feed=1" />]]></description>
		<link>http://girlnextdoorfinance.wordpress.com/2009/10/26/quality-of-life-vs-saving-money/</link>
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		<title>US Savings Rates &#8211; Permanent Income Hypothesis</title>
		<description><![CDATA[A few weeks ago I wrote about the US savings rate, since we were reading articles for one of my classes about that topic. 
Today I&#8217;m reviewing the articles and my notes for the class, because we have an exam later this week. As I was re-reading my summaries of the articles, it occurred to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=girlnextdoorfinance.wordpress.com&blog=5499662&post=181&subd=girlnextdoorfinance&ref=&feed=1" />]]></description>
		<link>http://girlnextdoorfinance.wordpress.com/2009/10/18/us-savings-rates-permanent-income-hypothesis/</link>
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		<title>CD Laddering at ING</title>
		<description><![CDATA[I don&#8217;t log into ING to check my accounts there very often &#8211; although I have an Electric Orange checking account and multiple savings accounts set up there, I rarely use the accounts for anything other than saving. I log in a few times a month, once early in the month when I&#8217;m updating my [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=girlnextdoorfinance.wordpress.com&blog=5499662&post=179&subd=girlnextdoorfinance&ref=&feed=1" />]]></description>
		<link>http://girlnextdoorfinance.wordpress.com/2009/10/15/cd-laddering-at-ing/</link>
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		<title>No Spend Month?</title>
		<description><![CDATA[I&#8217;ve been thinking about doing another No Spend Month, because I know my spending has been a little crazy in the past few months. I don&#8217;t think I&#8217;ve spend a horribly large amount of useless stuff, the problem is just that I&#8217;m really not sure how much I&#8217;ve spent or what I&#8217;ve spent it on. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=girlnextdoorfinance.wordpress.com&blog=5499662&post=177&subd=girlnextdoorfinance&ref=&feed=1" />]]></description>
		<link>http://girlnextdoorfinance.wordpress.com/2009/10/01/no-spend-month/</link>
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		<title>Budgeting and Saving at Age 16</title>
		<description><![CDATA[About a year ago, I mentioned making my first zero-based budget. Since I&#8217;ve been bartending, I&#8217;ve been making a lot of trips to the bank to deposit cash &#8211; I really don&#8217;t like leaving more than $50 to $100 in cash sitting around my house, and usually keep even less than that. Since I very [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=girlnextdoorfinance.wordpress.com&blog=5499662&post=173&subd=girlnextdoorfinance&ref=&feed=1" />]]></description>
		<link>http://girlnextdoorfinance.wordpress.com/2009/09/28/budgeting-and-saving-at-age-16/</link>
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		<title>Long-Term Goals</title>
		<description><![CDATA[I&#8217;ve recently started reading The Millionaire Next Door (finally!) and it has inspired me to finally set some long-term financial goals (other than &#8220;save a lot&#8221;). Here is my rough outline of net worth goals for the next 20 years:
Current net worth: 13,382 (as of early this month)
Aug 2010: Finish graduate school. Get a &#8220;real&#8221; [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=girlnextdoorfinance.wordpress.com&blog=5499662&post=171&subd=girlnextdoorfinance&ref=&feed=1" />]]></description>
		<link>http://girlnextdoorfinance.wordpress.com/2009/09/24/long-term-goals/</link>
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		<title>Outsourcing Laundry</title>
		<description><![CDATA[For the past six weeks I&#8217;ve lived in an apartment where, for the first time in my life, I don&#8217;t have access to a washer and dryer. I don&#8217;t return to my hometown often enough to do laundry regularly at my dad&#8217;s house (though I do use his washer and dryer on the rare occasions [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=girlnextdoorfinance.wordpress.com&blog=5499662&post=166&subd=girlnextdoorfinance&ref=&feed=1" />]]></description>
		<link>http://girlnextdoorfinance.wordpress.com/2009/09/22/outsourcing-laundry/</link>
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	<item>
		<title>Cooking At Home</title>
		<description><![CDATA[In the past few months I&#8217;ve been cooking at home a lot &#8211; I&#8217;m so glad to have a real kitchen again! I&#8217;ve been stocking up on &#8220;staples&#8221; and learning how to make real food (sort of). I&#8217;m not sure yet how much (if anything) it&#8217;s saving me dollar-wise, but sanity-wise it&#8217;s saving me quite [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=girlnextdoorfinance.wordpress.com&blog=5499662&post=164&subd=girlnextdoorfinance&ref=&feed=1" />]]></description>
		<link>http://girlnextdoorfinance.wordpress.com/2009/09/17/cooking-at-home/</link>
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	<item>
		<title>US Savings Rates</title>
		<description><![CDATA[In one of my classes we&#8217;ve read multiple articles* this week about the US savings rate, which most of us have heard time after time is decreasing every year and possibly even negative (as in, people are spending more than they earn). The articles we read focused on why this may not be accurate, and [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=girlnextdoorfinance.wordpress.com&blog=5499662&post=160&subd=girlnextdoorfinance&ref=&feed=1" />]]></description>
		<link>http://girlnextdoorfinance.wordpress.com/2009/09/11/us-savings-rates/</link>
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