Comments for girlnextdoor http://girlnextdoorfinance.wordpress.com financial discussions with the girl next door Mon, 28 Dec 2009 03:16:39 +0000 http://wordpress.com/ hourly 1 Comment on Quality of Life vs. Saving Money by autonomousblogger http://girlnextdoorfinance.wordpress.com/2009/10/26/quality-of-life-vs-saving-money/#comment-117 autonomousblogger Mon, 28 Dec 2009 03:16:39 +0000 http://girlnextdoorfinance.wordpress.com/?p=183#comment-117 As a MBA student myself, I understand the necessity of frugality. The less you obligate yourself to others (ie: landlord, bank's, etc) the more freedom you have to have choices. As an economics student you know this is simply an economic problem. What is a more scarce resource: time or money? The answer to that will provide you the answer you seek. As a MBA student myself, I understand the necessity of frugality. The less you obligate yourself to others (ie: landlord, bank’s, etc) the more freedom you have to have choices. As an economics student you know this is simply an economic problem. What is a more scarce resource: time or money? The answer to that will provide you the answer you seek.

]]> Comment on My Car Broke Down (Again)! by KarinsBuckaroo http://girlnextdoorfinance.wordpress.com/2009/11/06/my-car-broke-down-again/#comment-116 KarinsBuckaroo Sat, 19 Dec 2009 19:45:15 +0000 http://girlnextdoorfinance.wordpress.com/?p=185#comment-116 As to moving to a big city, look into using CityShare (nonprofit in SF Bay Area) or ZipCars (for profit in many US cities) for those few times a month you need a car. The rental is buy the hour and the cost includes gas & insurance. Another thought is your insurance may get reduced if you are not commuting in it (which you aren't if its parked broken). As to moving to a big city, look into using CityShare (nonprofit in SF Bay Area) or ZipCars (for profit in many US cities) for those few times a month you need a car. The rental is buy the hour and the cost includes gas & insurance.

Another thought is your insurance may get reduced if you are not commuting in it (which you aren’t if its parked broken).

]]> Comment on My Car Broke Down (Again)! by Bradd http://girlnextdoorfinance.wordpress.com/2009/11/06/my-car-broke-down-again/#comment-115 Bradd Thu, 10 Dec 2009 07:32:43 +0000 http://girlnextdoorfinance.wordpress.com/?p=185#comment-115 Sounds like a great decision. Doing without a car is probably the biggest financial savings you can make right now. Those things are huge money sinks. It's easily a $2000/yr hit on the budget. My first car (high school) was $200 and had it for 1 year. My second was $2000 and lasted 2 yrs. My 3rd was $10000 and lasted 10 yrs. I'm hoping my recent car purchase for $15000 lasts 15 yrs. Sounds like a great decision. Doing without a car is probably the biggest financial savings you can make right now. Those things are huge money sinks. It’s easily a $2000/yr hit on the budget. My first car (high school) was $200 and had it for 1 year. My second was $2000 and lasted 2 yrs. My 3rd was $10000 and lasted 10 yrs. I’m hoping my recent car purchase for $15000 lasts 15 yrs.

]]> Comment on Cooking At Home by Bradd http://girlnextdoorfinance.wordpress.com/2009/09/17/cooking-at-home/#comment-114 Bradd Thu, 10 Dec 2009 07:14:48 +0000 http://girlnextdoorfinance.wordpress.com/?p=164#comment-114 I'm no expert to be giving advice but I think I'm fairly healthy in how I do things even tho I'm a guy. When I was in college I used to do the cheapest thing which was basically soup. Not a real big fan of ramen unless it's Japanese ramen. Since graduating I used to cook meals for dinner but came to the conclusion that breakfast is the easiest and cheapest to make things for and a good breakfast does help control how much you eat as does sugar intake. I usually drink just water but have tea now and then. I like a bowl of oatmeal with apple slices and walnuts mixed in or oatmeal pancakes or cream of wheat or make my own egg mcmuffin. Lunch is social time so I typically buy. Dinner is more of a snack time of salad or yogurt or quesadillas or fruits and nuts or even soup. I thought I read in a health article once that snacking thru dinner was actually a healthy life style. If I'm interested in an actual meal I find it easy to throw some seasoning on chicken, steak, or fish and use a small george forman grill. Throw some sliced peppers and onions on there while I'm at it. I’m no expert to be giving advice but I think I’m fairly healthy in how I do things even tho I’m a guy. When I was in college I used to do the cheapest thing which was basically soup. Not a real big fan of ramen unless it’s Japanese ramen. Since graduating I used to cook meals for dinner but came to the conclusion that breakfast is the easiest and cheapest to make things for and a good breakfast does help control how much you eat as does sugar intake. I usually drink just water but have tea now and then. I like a bowl of oatmeal with apple slices and walnuts mixed in or oatmeal pancakes or cream of wheat or make my own egg mcmuffin. Lunch is social time so I typically buy. Dinner is more of a snack time of salad or yogurt or quesadillas or fruits and nuts or even soup. I thought I read in a health article once that snacking thru dinner was actually a healthy life style. If I’m interested in an actual meal I find it easy to throw some seasoning on chicken, steak, or fish and use a small george forman grill. Throw some sliced peppers and onions on there while I’m at it.

]]> Comment on My Car Broke Down (Again)! by girlnextdoorfinance http://girlnextdoorfinance.wordpress.com/2009/11/06/my-car-broke-down-again/#comment-113 girlnextdoorfinance Sun, 08 Nov 2009 20:52:53 +0000 http://girlnextdoorfinance.wordpress.com/?p=185#comment-113 @FB: I've been planning on moving to a major city next summer (not sure which one yet) and getting rid of the car at that point, so really it breaking down just speeds up the process, I think! I'm actually really excited about not having it anymore. (: @KarinsBuckaroo: Will do! Since I now live a 5 minute walk from work and school, even if I don't feel like packing a lunch in the morning I can easily run home and get something just as quickly as I could go out to eat. @FB: I’ve been planning on moving to a major city next summer (not sure which one yet) and getting rid of the car at that point, so really it breaking down just speeds up the process, I think! I’m actually really excited about not having it anymore. (:

@KarinsBuckaroo: Will do! Since I now live a 5 minute walk from work and school, even if I don’t feel like packing a lunch in the morning I can easily run home and get something just as quickly as I could go out to eat.

]]> Comment on My Car Broke Down (Again)! by KarinsBuckaroo http://girlnextdoorfinance.wordpress.com/2009/11/06/my-car-broke-down-again/#comment-112 KarinsBuckaroo Sun, 08 Nov 2009 05:03:23 +0000 http://girlnextdoorfinance.wordpress.com/?p=185#comment-112 If you can get by without a car, do it. And stick to bring your lunch with you everyday to work/school, do it. Not having a car will help you save money for when you study abroad, plus you won't have to wory about it while you are gone. If you can get by without a car, do it. And stick to bring your lunch with you everyday to work/school, do it. Not having a car will help you save money for when you study abroad, plus you won’t have to wory about it while you are gone.

]]> Comment on My Car Broke Down (Again)! by FB @ FabulouslyBroke.com http://girlnextdoorfinance.wordpress.com/2009/11/06/my-car-broke-down-again/#comment-111 FB @ FabulouslyBroke.com Fri, 06 Nov 2009 22:40:30 +0000 http://girlnextdoorfinance.wordpress.com/?p=185#comment-111 If the car is not necessary (like traveling 3 hours just to get somewhere and 3 hours back when you could cut it down to half an hour each way), then just save the cash and do without I'd keep the insurance for the car rental though. Wish I had that. I have bare bones, $300/year coverage which doesn't cover much except personal liability :P If the car is not necessary (like traveling 3 hours just to get somewhere and 3 hours back when you could cut it down to half an hour each way), then just save the cash and do without

I’d keep the insurance for the car rental though. Wish I had that. I have bare bones, $300/year coverage which doesn’t cover much except personal liability :P

]]> Comment on Quality of Life vs. Saving Money by KarinsBuckaroo http://girlnextdoorfinance.wordpress.com/2009/10/26/quality-of-life-vs-saving-money/#comment-108 KarinsBuckaroo Thu, 29 Oct 2009 06:35:22 +0000 http://girlnextdoorfinance.wordpress.com/?p=183#comment-108 Could you bring lunch instead of buying it out? I've been bringing lunch everyday and eat it at about 2 or 3pm because I work until 9pm. Its much better for me than what is available to purchase. And what about riding a bike. Often secure bike parking is much, much closer our destination than car parking. You may find your total travel time via bike less. It certainly is here due to traffic. Could you bring lunch instead of buying it out? I’ve been bringing lunch everyday and eat it at about 2 or 3pm because I work until 9pm. Its much better for me than what is available to purchase.

And what about riding a bike. Often secure bike parking is much, much closer our destination than car parking. You may find your total travel time via bike less. It certainly is here due to traffic.

]]> Comment on CD Laddering at ING by girlnextdoorfinance http://girlnextdoorfinance.wordpress.com/2009/10/15/cd-laddering-at-ing/#comment-106 girlnextdoorfinance Sat, 17 Oct 2009 14:13:06 +0000 http://girlnextdoorfinance.wordpress.com/?p=179#comment-106 My study abroad will be a 3-week winter term course, so there's no need for me to move my accounts around. Everything will stay where it is right now. My study abroad will be a 3-week winter term course, so there’s no need for me to move my accounts around. Everything will stay where it is right now.

]]> Comment on CD Laddering at ING by KarinsBuckaroo http://girlnextdoorfinance.wordpress.com/2009/10/15/cd-laddering-at-ing/#comment-104 KarinsBuckaroo Sat, 17 Oct 2009 01:31:06 +0000 http://girlnextdoorfinance.wordpress.com/?p=179#comment-104 Are you planning on just leaving your accounts there while you are studying abroad? Are you planning on just leaving your accounts there while you are studying abroad?

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